Ulip plans
Insurance Meets Market-Linked Investing
How experienced investors use ULIPs strategically:
- Leverage switching optionsbetween equity and debt based on market cycles
- ULIPs are now low-cost (post-IRDA reforms)and offer tax-free maturity (under Section 10(10D)) if annual premiums stay below ₹2.5 lakh (as per current norms)
- Ideal for long-term goals (10+ years)due to lock-in and compounding
Bonus: ULIPs are exempt from LTCG tax, making them appealing for high-net-worth individuals (HNIs) seeking tax-efficient equity exposure.
What our Clients Say
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